Medicare expected-payment calculator
Enter a billing code, the service-location ZIP and the date of service. Get the Medicare allowed amount, how it splits between Medicare and coinsurance, and the CMS evidence behind each figure.
Claim details
Payment answer
104.7% of the $95.19 national baseline
- Medicare share (80%)
- $79.70
- Sequestration (−2%)
- −$1.59
- Net Medicare payment
- $78.11
Coinsurance (20%) Owed by the patient or a secondary payer- $19.93
- Expected total to provider
- $98.04
Assumes the Part B deductible is met.
- Date of service
- Not supplied
- Locality
-
Chicago (IL) · ZIP 60657 - Setting
- Office (non-facility)
- Participation
- Participating provider
- CMS release
- Q4 2026
( Work1.30 × 1.007 + Practice exp.1.46 × 1.005 + Malpractice0.09 × 2.295 ) × Conv. factor$33.4009 = $99.63
Citations
Payment split rules: How Medicare splits the allowed amount How sequestration is applied
The payment split assumes the Part B deductible is met. Coverage, coding correctness, and other claim-level adjustments are outside this calculation.
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Supplies the RVUs and PFS status for this code and component.
Physician relative value file (PPRRVU)Q4 2026 · revision 2
Latest revision of this release
Release period: October 1 – December 31, 2026
Record details
PPRRVU2026_Oct_nonQPP.csv in rvu26d-updated-08-26-2026.zip (row 13,015)- hcpcs (col 1)
- 99213
- modifier (col 2)
- blank
- status_code (col 4)
- A
- work_rvu (col 6)
- 1.3
- pe_rvu_nonfacility (col 7)
- 1.46
- pe_rvu_facility (col 9)
- 0.33
- mp_rvu (col 11)
- 0.09
SHA-256: 4d0d3f19bd954ffc0f5b8439169d267da023d4f6911f4539bb6e98723cb1a626
-
Supplies the geographic adjustment factors for this locality.
Geographic practice cost indices (GPCI)Q4 2026 · revision 2
Latest revision of this release
Release period: October 1 – December 31, 2026
Record details
GPCI2026.csv in rvu26d-updated-08-26-2026.zip (row 48)- mac (col 1)
- 06102
- locality_code (col 3)
- 16
- work_gpci (col 5)
- 1.007
- pe_gpci (col 6)
- 1.005
- mp_gpci (col 7)
- 2.295
SHA-256: 7850e2987d12e46930e49033f96829b5ae11f60dd1f19965329b38cf08b05264
-
Supplies the dollar conversion factor used in the formula.
Physician relative value file (PPRRVU)Q4 2026 · revision 2
Latest revision of this release
Release period: October 1 – December 31, 2026
Record details
PPRRVU2026_Oct_nonQPP.csv in rvu26d-updated-08-26-2026.zip (row 11)- conversion_factor (col 26)
- 33.4009
SHA-256: 4d0d3f19bd954ffc0f5b8439169d267da023d4f6911f4539bb6e98723cb1a626
-
Maps the supplied service ZIP to the selected payment locality.
ZIP code to carrier locality crosswalkQ4 2026 · revision 1
Latest revision of this release
Release period: October 1 – December 31, 2026
Record details
ZIP5_OCT2026.txt in zip-code-carrier-locality-file-updated-08-13-2026.zip (row 11,205)- zip5
- 60657
- mac
- 06102
- locality_code
- 16
- plus_four_flag
- 0
SHA-256: 6892be209ade4324745f59febfa1382958126bc6ae84957aabcc0c6c382f4fdb
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